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GM platinum card review & application

The GM Platinum credit card is one of the best known credit cards on the UK.  It has a superb points program that is worth more than any other UK credit points system.  They offer 2500.00 of a brand new Vauxhall for every pound spent on the card.  The credit card is issued by HFC Bank one of the largest credit card issuers in the UK.  They have a 24 hour customer service line that allows you to make changes to your account any time of day or night as well as the ability to manage all your account spending online.  Most cards with strong reward schemes have high interest rates but the GM Card is one of the most competitive currently on the market.  They offer a rate of 0% for 5 months, on balance transfers and purchases.  The standard rate is 14.9% APR making this one of the best over all packages on the market.

Verdict: Very High Recomendation

Introductory balance transfers

0%

Monthly rate

0%

Period

5 months

Introductory purchases

0%

Monthly rate

0%

Period

5 months

Standard APR

14.90%

Monthly rate

1.17%

Cash advance APR

18.90%

Cash advance fee

1.75%(min 2.50)

Minimum repayment required

2%(min 5.00)

Annual fee

none

Loyalty points

3 per 100 spend

Travel insurance

250,000

Free purchase protection

Yes

Foreign usage fee

2.75%

 


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