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Citi visa credit card review & application

The Citibank platinum visa card is not very well known here in the UK but Citibank are a major force when it comes to US financial companies and are one of the largest banks on the planet.
They are making major gains in the UK market at the moment with there platinum visa card.

Even though Citibank are not currently very well known in the UK they are one of he cheapest and most competitive credit cards currently in the UK market. They are offering 0% interest on all purchases and balance transfers and there standard rate is just 13.9% APR. They also guarantee that if you find a product cheaper elsewhere within 14 days of purchase Citibank promise to refund the difference, as well as free purchase protection, extended warranty, internet fraud guarantee and online account management.

Verdict: high recommendation

Citi visa card - apply here

Introductory balance transfers

0%

Monthly rate

0%

Period

6 months

Introductory purchases

0%

Monthly rate

0%

Period

6 months

Standard APR

13.90%

Monthly rate

1.09%

Cash advance APR

17.10%

Cash advance fee

2.5%(min 2.50)

Minimum repayment required

3%(min 5.00)

Annual fee

none

Loyalty points

none

Travel insurance

250,000

Free purchase protection

Yes

Foreign usage fee

2.75%


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